YNAB referral link
Get a 6-week trial and a free month of YNAB
- You get1 free month (~$15)
- What it takesSubscribe after your free trial
- The referrer gets1 free month (~$15)
- Referrer capNo limit
- TermsYNAB program terms
- Terms checkedNov 1, 2026
Use the referral link on this page to sign up for YNAB. You get 1 free month (~$15), and the person who referred you gets 1 free month (~$15). Subscribe after your free trial.
It's worth using if you're trying YNAB anyway: you get a 6-week free trial instead of the usual month, plus a free month once you subscribe. The free month only arrives if you pay for a subscription after the trial.
YNAB (short for You Need A Budget) is a budgeting app for web, iPhone and Android that has you give every dollar a job before you spend it.
How to claim
- Click the referral link on this page and sign up for YNAB
- Use your 6-week free trial. No credit card is needed to start.
- Subscribe when the trial ends, monthly or annual
- A free month is added to the end of your paid subscription period
The fine print
From YNAB's referral program overview:
"When they sign up with your link, your friends will start YNAB with a special 6-week extended trial–no credit card required!"
From the YNAB program terms
"If they decide to subscribe, a free month will automatically be added to both of your accounts once their subscription starts (at the end of their free trial)."
From the YNAB program terms
"Please note: the free month will be added to the end of your paid subscription period."
From the YNAB program terms
"Any free time will push back your renewal date accordingly."
From the YNAB program terms
The terms also say:
- No subscription after the trial means no free month
- If you forgot to use the link, YNAB support can apply the referral when you send both email addresses
- Financial Wellness by YNAB accounts aren't part of the referral program
How to get your own YNAB referral link
Once your own subscription starts, look for the gift icon in the app, or Share & Earn at the bottom left of the web app. Free trial accounts don't get a link yet. There's no limit on how many free months you can earn, and your referral history shows who signed up and subscribed.
Frequently asked questions
Is there a YNAB referral code?
Use the referral link on this page. YNAB tracks referrals by link, not by a code you type in.
How much is the YNAB referral bonus worth?
One free month of YNAB, about $15. The person who referred you gets a free month too.
How long is the free trial with a referral link?
Six weeks instead of the usual month, and you don't need a credit card to start it.
I pay annually. How does the free month work?
It pushes your renewal date back by one month.
I forgot to use the link. Can I still get the free month?
Yes. Email YNAB support with your email address and the referrer's, and they can apply it for you.