Discover referral link
Get a $200 cash bonus on a Quicksilver or Savor card
- You get$200 card cash bonus
- What it takesGet approved, spend $500 in 3 months
- The referrer getsStatement credit
- TermsDiscover program terms
- Terms checkedNov 3, 2026
Use the referral link on this page to sign up for Discover. You get a $200 card cash bonus, and the person who referred you gets statement credit. Get approved, spend $500 in 3 months.
It's worth it if you want a no-annual-fee cash back card: Quicksilver and Savor both pay a $200 cash bonus after you spend $500 in the first 3 months. Capital One owns Discover now, so this referral link opens Capital One's refer-a-friend page.
Checking which cards you qualify for takes about 90 seconds and doesn't hurt your credit score.
How to claim
- Click the referral link on this page
- Select Check My Eligibility to see your card offers
- Apply and accept the card you want
- Spend $500 on purchases within 3 months of opening the account
- The $200 bonus goes to your rewards balance within two billing cycles
The fine print
From the Capital One referral page and Discover's refer-a-friend terms:
"Upon approval, eligible Quicksilver primary account holders earn a $200 cash bonus after spending $500 on purchases within the first 3 months from account opening. This one-time bonus is available by applying through this page, and may not be available if you navigate away from or close this page. Once you qualify for this bonus, we will apply it to your rewards balance within two billing cycles. Existing or previous cardmembers are not eligible for this bonus if they have received a new cardmember bonus for this product in the past 48 months."
From the Discover program terms
"If you already have a Capital One credit card, you can still apply. But your friend won't qualify for a referral bonus."
From the Discover program terms
Other cards on the same page:
- Savor: $200 cash bonus after $500 in 3 months, $0 annual fee
- Venture: 75,000 bonus miles after $4,000 in 3 months, plus a $300 stays credit, $95 annual fee
- VentureOne: 20,000 bonus miles, $0 annual fee
- Venture X: 75,000 bonus miles, $395 annual fee
Apply from the referral page and stay on it; the terms say the bonus may not be available if you navigate away.
How to get your own Discover referral link
Discover cardmembers can log in to get a personal link. Discover's terms say referral credits apply to applications approved by 11:59 pm ET, December 31, 2026, and Discover it Secured and Discover it Business cardholders can't refer.
Frequently asked questions
Is the Discover referral program still running?
Yes. Capital One acquired Discover, and Discover referral links now open Capital One's refer-a-friend page with Capital One card offers.
Does checking my eligibility hurt my credit?
No. The page says checking for card offers won't hurt your credit score.
Can I get the bonus if I had the card before?
Not if you received a new cardmember bonus for that same card in the past 48 months.